1. Introduction

The following terms govern the use of the web site ("the Web site") of Charod & Co ("Charod").

In using or accessing the Web site, you accept these terms, including English law as the governing law and the courts of England as the exclusive forum for all disputes relating to the Web site. You may not use or access the Web site if you do not accept these terms, and your use of the Web site will be construed as acceptance of these terms.

If you are outside the United Kingdom, you must be satisfied that you may lawfully access the Web site under any applicable laws before accessing the Web site further.

As a condition of your use of the Web site, you will not use the Web site for any purpose that is unlawful or prohibited by these terms.

2. Copyright

Charod or its licensors own the copyright and any other rights in all material on the Web site. Charod may in its discretion (a) edit, amend or remove any material on the Web site and (b) modify or discontinue all or any part of, or facility provided by, the Web site.

Subject to these terms, you may download, view, store and print any part of the Web site intended for public viewing for your own personal use. You may not use the Web site or any material contained herein for any other purpose. You may not copy, adapt, republish, transmit or process the Web site or the contents thereof without Charod's prior written consent. If you download, store or print any of the contents of the Web site, you must ensure that each copyright notice which appears on any web page or document is included in the copy or printout.

No documents or related graphics on the Web site are to be modified in any way. Graphics (including logos) are not to be used separately from the accompanying text.

You must not reproduce or store any part of the Web site in any other web site or include it in any public or private electronic retrieval system or service without the prior permission of Charod in writing.

Any rights not expressly granted in these terms are reserved.

3. Disclaimer and exclusions of liability

Charod believes the information which it places on the Web site to be correct at the time of doing so. Charod accepts no duty to place information on the Web site, or to update or correct any information which may be published on the Web site.

The information contained on the Web site is for general information only. You are responsible for verifying any information contained on the Web site. The materials on the Web site do not constitute advice. Nothing in the Web site, in any other web sites to which links may be provided from the Web site, or in any other communication from Charod, is intended to be, or should be construed as being, an invitation or inducement (direct or indirect) by Charod to any person to engage in investment activity.

Whilst Charod seeks to provide accurate information on the Web site, Charod neither makes nor gives representations or warranties, express or implied, about the Web site (and any information on it or on the links to other web sites), including as to accuracy, completeness, suitability for purpose, availability, legibility, speed of download or access, or timeliness.

Charod shall not be liable for any damages arising directly or indirectly in contract, tort or otherwise, from the use of or inability to use the Web site (or any links to or from the Web site), or any information contained in the Web site (or any other web site to which links to or from the Web site may exist), or from any action or decision taken as a result of using the Web site or any such information, or for any loss of profits, loss of business, loss of investment, loss of opportunity, wasted costs or any indirect or consequential loss arising from the use of the Web site (or any other web site which is linked to the Web site) or any inability to use or access the Web site (or any other web site which is linked to the Web site).

Part of the Web site may contain material submitted to Charod by third parties. Charod cannot be held responsible for any error, omission or inaccuracy in such material and reserves the right to omit, suspend or change any material submitted.

4. Internet use

Charod does not warrant or offer any assurance that the Web site is compatible with your computer equipment or the network through which you access the Web site, that the Web site is free of errors, or that the use of the Web site will not lead to viruses, "Trojan horses," "worms," or similar destructive software accessing your computer equipment. Charod shall not be liable for any damage which you may suffer as a result of such errors or viruses. You are responsible for ensuring that your computer equipment has appropriate security and virus protection features, for your own protection and to protect Charod's information technology systems and the Web site. The Web site may become unavailable in part or in whole at any time, for any period, and without prior notice.

Given the inherent insecurity of the Internet, the security, authenticity and confidentiality of any information on the Web site cannot be guaranteed.

5. Communications

You shall ensure the accuracy and lawfulness of the content of your e-mails or any other material which you send to Charod. You agree to indemnify Charod for any losses, costs, expenses or liabilities which Charod may incur because of your use of the Web site. Charod shall endeavour to mitigate such losses, costs, expenses and liabilities. Charod may delete any material posted on or through the Web site in its absolute discretion.

There is no guarantee that an e-mail to Charod or information submitted via the Web site will be received by Charod. You may prefer to contact Charod by alternative means. Charod cannot undertake to answer any or all communications within any specific time-scale.

6. Linking

The inclusion of a link in the Web site to any other web site does not imply any endorsement of any products, services, information or material offered or accessible on, or of any person connected with, any such other web site. The content of such linked web sites is beyond the control of Charod. The links are provided for information only with no warranty, express or implied, as to any aspect of those web sites. You proceed entirely at your own risk in accessing or using any such other web site.

7. Data Protection and Privacy

Any personal data, or other data, which you submit to Charod electronically or via other means will not be used and shared by Charod with any regulatory authorities, professional standards bodies, firms of accountants, experts, investigators, witnesses (potential and actual), and others: except to when Charod, under the discretion of its own Terms and Conditions of Fairness and Equity, deems it necessary, or when Charod is required to under certain terms and conditions of the English or International laws, or via a direct Court Order ordering Charod to provide said information for purposes connected with the detection or prevention of crimes or criminal behaviour.

8. General

Charod may from time to time review and amend these terms. You should therefore review these terms whenever accessing or using the Web site.

Charod may at any time alter the contents of the pages on the Web site.

The invalidity or un-enforceability in any jurisdiction of any of these terms shall not affect the validity or enforceability of any other of these terms. If any term is invalid or unenforceable, it shall be deemed to be amended to the minimum extent required to render such term valid or enforceable, such amendment to be determined by Charod.

Nothing in these terms restricts or excludes any liability which Charod may have in respect of personal injury, death, its own fraud, or any liability which cannot be lawfully excluded under English law.

Charod may transfer its rights and obligations in respect of any matter relating to the Web site to a third party. You may not transfer any rights and obligations which you may have under these terms. The definitions used in these terms do not apply in any other documents or agreements relating to Charod.

© Charod & Co.

All rights reserved.

Email enquiries: enquiries@charod.com